These Are The Top U.S. Cities For Retirement

Anyone who has worked their whole life waits for the moment when they finally get the chance to retire. Retirement can give people a ton of freedom, but it’s still important to be mindful of certain senior living requirements. This is why people flock to certain American cities that offer an affordable lifestyle, friendly neighbors, great views, and more. Here are the best U.S. cities for retirement.

Wenatchee, Washington

woman cross-country skiing in the spring
Wolfgang Kaehler/LightRocket via Getty Images
Wolfgang Kaehler/LightRocket via Getty Images

About 150 miles east of Seattle is the charming outdoor town of Wenatchee, Washington. The city has a population of about 35,000 people and has no state income tax.

Most of the retirees who move to Wenatchee love it for the comfortable climate, good air quality, low crime rate, and that people can travel by bicycle to most places.

Lancaster, Pennsylvania

Amish children arrive via horse and buggy
William Thomas Cain/Getty Images
William Thomas Cain/Getty Images

Life moves a little bit slower in Lancaster, Pennsylvania. The area is surrounded by Amish farmland, so there are plenty of Amish crafts, produce, and baked goods to go around.

According to U.S. News, the population is a little over 538,000 with a median monthly mortgage cost of $1,516 and median monthly rent of $978.

Virginia Beach, Virginia

a house on the beach with people walking in the sand in Virginia Beach, Virginia
Jason Hirschfeld/Getty Images
Jason Hirschfeld/Getty Images

Beach lovers may consider retiring in Virginia Beach, Virginia because of its 28 miles of beautiful beaches. Situated against the Atlantic Ocean, the median home price is just about $319,000.

Virginia Beach residents love the area because there’s no state estate or income taxes. Also, there’s great air quality, low crime rates, and low climate change.

Nashville, Tennessee

Nashville skyline and Shelby Street Bridge in Nashville, Tennessee
Raymond Boyd/Getty Images
Raymond Boyd/Getty Images

There’s plenty of fun activities to do in Nashville, Tennessee. Not only do they have the Grand Ole Opry and other famous live music venues, but there are also plenty of museums, parks, sports arenas, and restaurants.

Retirees may be attracted to Nashville because of its affordable housing options and no state income tax.

Jefferson City, Missouri

Missouri state capitol building in Jefferson City
Joe Sohm/Visions of America/Universal Images Group via Getty Images
Joe Sohm/Visions of America/Universal Images Group via Getty Images

If anyone is looking to retire in Missouri, one of the best options is Jefferson City. There’s tons of charm and history in the state capital with fun shops, restaurants, and architecture.

Those who have an income of less than $85,000 won’t get their Social Security benefits taxed and there are some other tax exemptions as well.

Ann Arbor, Michigan

Aerial general view from a drone of of Michigan Stadium
Gregory Shamus/Getty Images
Gregory Shamus/Getty Images

There are many benefits for those who choose to retire in Ann Arbor, Michigan. They have some of the greatest health care with the University of Michigan-Hospitals-Michigan Medicine being ranked one of the best in the country.

U.S. News reports that the median monthly rent is $1,083 and the median monthly mortgage cost is $1,737.

Sarasota, Florida

GettyImages-590636567
Jeff Greenberg/Universal Images Group via Getty Images
Jeff Greenberg/Universal Images Group via Getty Images

One of the most common places in the U.S. to find retirees is the city of Sarasota, Florida. With an average population of almost 786,000, Sarasota provides white, sandy beaches and sunshine all year round.

According to U.S. News, the median monthly mortgage cost is $1,481 and the median monthly rent is $1,152.

Asheville, North Carolina

The downtown skyline is viewed on a sunny autumn day in Asheville, North Carolina
George Rose/Getty Images
George Rose/Getty Images

Many people come to live in Asheville, North Carolina to be able to get the picturesque views of the Blue Ridge Mountains.

The city remains a vibrant gathering place with art galleries, museums, studios, and more. Those who love the outdoors can partake in plenty of activities such as kayaking, hiking, biking, and fishing. Also, the state doesn’t tax Social Security income.

Auburn, Alabama

William J. Samford Hall at Auburn University in Auburn, Alabama
Raymond Boyd/Getty Images
Raymond Boyd/Getty Images

Auburn, Alabama is best known as the college town for Auburn University with a population of 63,000. It’s a reasonable place to retire with the median home price being around $245,000.

According to Forbes, Auburn has an above-average rank on the Milken Institute list of best places for successful aging.

Myrtle Beach, South Carolina

People wade in the surf in Myrtle Beach, South Carolina
Sean Rayford/Getty Images
Sean Rayford/Getty Images

People can feel like they are on a permanent vacation if they choose to retire in Myrtle Beach, South Carolina. The area features over 60 miles of beaches, has numerous golf courses, and delicious local seafood.

U.S. News found that the median monthly rent is $913 and the median monthly mortgage cost is $1,267.

Sioux Falls, South Dakota

Falls Park in downtown Sioux Falls, South Dakota
Education Images/Universal Images Group via Getty Images
Education Images/Universal Images Group via Getty Images

Located in southeastern South Dakota, Sioux Falls is a quaint river city with a median home price of $246,000. This means it’s about a quarter below the national median.

Those who have retired in Sioux Falls are happy with the availability of medical staff, low natural hazard risk, and no state income or estate taxes.

Manchester, New Hampshire

the city skyline in Manchester, New Hampshire
John Greim/LightRocket via Getty Images
John Greim/LightRocket via Getty Images

If you’re tired of living in a place where it feels like it stays the same season year-round, then you might like Manchester, New Hampshire.

Considered a seasonal town, Manchester has some of the prettiest views of forests, mountains, and skylines. Residents can usually be found shopping at the farmer’s market or cheering on their favorite local sports team.

Alton, Illinois

a man and woman talking in Alton, Illinois
Michael B. Thomas/Getty Images
Michael B. Thomas/Getty Images

Alton, Illinois is a city located along the Mississippi River with a population of about 27,000 people. Their median home price is $60,000, which is 22 percent below the national average.

Some pros for retiring in Alton include a wide range of doctors, no state income tax on Social Security earnings, and state income tax breaks on pension income.

Savannah, Georgia

Interstate Highway 95 crosses a bridge with access to Savannah International Airport in Savannah, Georgia
Paul Harris/Getty Images
Paul Harris/Getty Images

There are several benefits to living in Savannah, Georgia. With a population of 146,000, their median home price is $203,000. This is a whopping 38 percent below the national median.

People love living there for their mild winters, state income tax exemptions for retirees, no state estate tax, and low climate change risk.

Sandusky, Ohio

Outside view of NASA Plum Brook Station in Sandusky, Ohio
Brad Lee/Getty Images
Brad Lee/Getty Images

Sandusky, Ohio is at the halfway point between Toledo and Cleveland and sits right along Lake Erie. According to Forbes, the median home price is $69,000 and the cost of living is 23 percent below the national average.

Sandusky has no state estate, income, Social Security, or inheritance taxes, has good air quality, and is relatively easy to get around by walking.

Huntington, West Virginia

football player waving a flag in Huntington, West Virginia
Maddie Meyer/Getty Images
Maddie Meyer/Getty Images

Near the western tip of West Virginia sits the Ohio River city of Huntington. Their population is about 48,000 with a median home price of $80,000.

Huntington has no state estate or inheritance taxes, they have an above-average number of qualified physicians, and healthy air quality. Also, their town was named after a railroad tycoon.

Fargo, North Dakota

Pedestrians pass in front of the Fargo Theatre in Fargo, North Dakota
Dan Koeck/Bloomberg via Getty Images
Dan Koeck/Bloomberg via Getty Images

Fargo happens to be the largest city in North Dakota with a population of 125,000. Their median home price is $244,000, which is over a quarter below the national median.

There’s no state estate tax, lots of choices for medical help, clean air quality, low climate change risk, and is very easy to navigate on a bike.

Brattleboro, Vermont

an old building near a river in brattleboro, vermont
Christian Hinkle/Shutterstock
Christian Hinkle/Shutterstock

About 100 miles northwest of Boston is the river town of Brattleboro, Vermont. With a small population of 12,000, their median home price comes to $202,000.

Brattleboro has no state estate or inheritance taxes, the cost of living is at the national average, there’s plenty of clean air, and there are low crime rates.

Sacramento, California

stephen-leonardi-YVcg27FuJzs-unsplash
Unsplash/Stephen Leonardi
Unsplash/Stephen Leonardi

California’s capital city of Sacramento has a population of about half a million people and a median home price of $317,000. This makes it one of the least expensive places to live in the state.

Retirees love Sacramento for the moderate climate, high number of physicians per capita, good economy, and no state estate, inheritance, or Social Security taxes.

Sun City, Arizona

a middle-aged couple taking a selfie in a city
Bill Davidson/Insider
Bill Davidson/Insider

Retirees who still want to remain physically active should consider the Phoenix suburb of Sun City, Arizona. The town has a population of around 40,000 people with a median home price of $240,000.

Not only is it sunny for the entire year, but the city has a good economy and no tax on state estate and Social Security.

Iowa City, Iowa

University of Iowa in Iowa City, Iowa
Jim Steinfeldt/Michael Ochs Archives/Getty Images
Jim Steinfeldt/Michael Ochs Archives/Getty Images

College town, Iowa City, Iowa, has a population of about 76,000 people. Their median home price is $227,000, which is 31 percent below the national average.

Good air quality, a moderate climate, low crime rates, a strong economy, and low natural hazard risks make Iowa City a great place to retire.

Lawrence, Kansas

laura-gilchrist-hXQUhAscZhc-unsplash
Unsplash/Laura Gilchrist
Unsplash/Laura Gilchrist

Many retirees are flocking to college towns and one that remains popular is Lawrence, Kansas. With a population of 100,000, Lawrence can be found about 40 miles west of Kansas City.

The town’s median home price is $239,000, which is 27 percent below the national median. Lawrence is known for its strong economy, clean air, and easy bicycle commutes.

Lincoln, Nebraska

State capitol building in Lincoln, Nebraska
Education Images/Universal Images Group via Getty Images
Education Images/Universal Images Group via Getty Images

A little southwest of Omaha is the state capital and college town, Lincoln, Nebraska. Their population comes to about 283,000 with a median home price of $225,000.

Since their median home price is 32 percent below the national average, it provides retirees with some financial relief. Lincoln also has a booming economy, low natural hazard risk, and more.

Casper, Wyoming

Casper, Wyoming state capitol building
Visions of America/Universal Images Group via Getty Images
Visions of America/Universal Images Group via Getty Images

Named for a fallen soldier, Casper, Wyoming, has a population of 60,000 people. The median home price in Casper is $201,000 and they rank high for the best cities for successful aging.

Casper residents don’t have to pay state income, estate, or inheritance taxes, can enjoy the clean air quality, and appreciate the low crime rates.

Homer, Alaska

construction workers work on a dock in Homer, Alaska
Smith Collection/Gado/Getty Images
Smith Collection/Gado/Getty Images

While Homer is in Alaska, it’s actually a beachfront city that sits along the Kenai Peninsula. Their population only reaches about six thousand with a median home price of $280,000.

Homer has a relatively mild climate and great air quality. There are a ton of doctors and medical staff in the area and no state income, estate, or inheritance taxes.

Madison, Wisconsin

Miguel Angel Jimenez of Spain hits his tee shot on the fifth hole in Madison, Wisconsin
Patrick McDermott/Getty Images
Patrick McDermott/Getty Images

One hint that a lot of retirees live in Madison, Wisconsin is that their official local bird is a plastic pink flamingo.

Their population equates to about 253,000 with a median home price of $252,000. Also, Madison ranks extremely high on the Milken Institute list of best cities for successful aging.

Colorado Springs, Colorado

Sandstone formations rise near the entrance to the Garden of the Gods park in Colorado Springs, Colorado
Robert Alexander/Getty Images
Robert Alexander/Getty Images

You won’t run out of outdoor activities living in Colorado Springs, Colorado. The town is about 70 miles south of Denver and has a population of 465,000.

Homes typically go for about $276,000 and the city has one of the strongest economies in the nation. While Colorado Springs is easy to bike, it’s not necessarily the best for walking.

Salt Lake City, Utah

Salt Lake City, Utah skyline with the wasatch mountains in the background
Tom Smart/Getty Images
Tom Smart/Getty Images

One of the most scenic cities to retire in is Salt Lake City, Utah. Their population is around 194,000 with a median home price of $366,000.

Salt Lake City does not have state estate or inheritance taxes and is great for those who want to stay active throughout their later years.

Kaneohe, Hawaii

darren-lawrence-wTgk34xyTgg-unsplash
Unsplash/Darren Lawrence
Unsplash/Darren Lawrence

Many people probably dream of getting to retire in a tropical paradise such as Hawaii. If Hawaii is your goal, consider moving to Kaneohe.

This beautiful town is on the island of Oahu with a population of about 35,000 people. Their median home price is $828,000 and they have no state income tax on Social Security earnings or pension income.

Westerly, Rhode Island

Westerly, Rhode Island downtown area with buildings and a road
John Greim/LightRocket via Getty Images
John Greim/LightRocket via Getty Images

The beach town of Westerly, Rhode Island is located on the southwestern tip of the state. Westerly has a population of about 23,000 and a median home price of $329,000.

It is one of the safest towns in the region with very clean air quality and a high number of physicians per capita.