A Simple Guide To The Best Investments You Should Consider In 2019

Beginning Investors Can’t Go Wrong With Money Market Accounts

Money Market Accounts -934658664
John Keeble/Getty Images
John Keeble/Getty Images

Money market accounts are interest-bearing deposit accounts that are insured by the FDIC. These accounts usually gain more interest than most savings accounts, although they require higher minimum balances. They are considered to be wise for emergence savings because they earn higher yields and are relatively liquid.

However, in exchange for higher interest earnings, there are more restrictions when it comes to withdrawals. Bankrate notes these as one of the best options for a beginning investor who need some cash flow or establish an emergency fund.